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How Does Being an Authorized User Help Build Your Credit Score? Story

– Being an authorized user can help a person build or restore their credit if they get added as an authorized user on a credit card of someone with an excellent (or better) credit history.
– The primary cardholder remains fully responsible for all credit card charges, payments, and liability.
– Adding an authorized user account doesn’t cost money in most cases.
– Credit history as an authorized user gets reported to all three credit bureaus, improving credit scores over time if the primary cardholder makes card payments on time to the credit card issuer.

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