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What is a High-Yield Savings Account? How Does It Work? Story

– Typically, the best high-yield savings accounts offer 15-25x more than the national average interest rate on regular savings accounts
– Most commonly offered by online-only banks like CIT Bank, Axos Bank, Comenity Direct, etc., because of their lower cost structure than brick-and-mortar banks
– To qualify as a savings account, Federal Reserve Board Regulation D only allows 6 monthly withdrawals. 

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